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Last updated: March 1, 2026

1. Acceptance of Terms

By accessing or using Zenith Expense ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

Zenith Expense is an expense tracking application that allows you to:

  • Upload and scan receipts for automatic expense extraction.
  • Upload bank statements for bulk expense import.
  • Manually add and categorize expenses.
  • View analytics and insights about your spending.
  • Convert between currencies.
  • Interact with the service via Telegram.
  • Ask AI-powered questions about your expenses.

3. User Accounts

You are responsible for maintaining the confidentiality of your account credentials. You agree to notify us immediately of any unauthorized use of your account. We are not liable for any loss arising from unauthorized use of your account.

4. Acceptable Use

You agree not to:

  • Use the Service for any unlawful purpose.
  • Upload malicious content, viruses, or harmful files.
  • Attempt to gain unauthorized access to the Service or its systems.
  • Interfere with or disrupt the Service or its infrastructure.
  • Use automated means to access the Service without our permission.
  • Impersonate any person or entity.

5. User Content

You retain ownership of all content you upload to the Service, including receipts, bank statements, and expense data. By uploading content, you grant us a limited license to process and store it solely for the purpose of providing the Service to you.

6. AI-Powered Features

The Service uses artificial intelligence to analyze receipts, categorize expenses, and answer questions. While we strive for accuracy, AI-generated results may not always be correct. You are responsible for reviewing and verifying the accuracy of AI-processed data.

7. Service Availability

We strive to maintain high availability of the Service but do not guarantee uninterrupted access. The Service may be temporarily unavailable due to maintenance, updates, or circumstances beyond our control.

8. Limitation of Liability

The Service is provided "as is" without warranties of any kind. We shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Service. Our total liability shall not exceed the amount you have paid for the Service.

9. Termination

We reserve the right to suspend or terminate your access to the Service at any time for violation of these terms. You may delete your account at any time. Upon termination, your data will be deleted in accordance with our Privacy Policy.

10. Changes to Terms

We may update these Terms of Service from time to time. We will notify users of significant changes. Continued use of the Service after changes constitutes acceptance of the updated terms.

11. Contact

If you have any questions about these Terms of Service, please contact us through the Submit Feedback feature in the application.